🤖 AI Up-Skilling Journey | Experiment 4: Lovable Finance App

⚠️ Warning: This one is more than a quick learning experiment. It is a tool I’ve built for my self and have been using/iterating for the past 2 to 3 months.

🎯 Goal:

When Mint shut down, I spent months bouncing between budgeting tools that never quite fit how I think about money. Some were too rigid, others too limited, and none supported the kind of conscious spending approach my household follows. So instead of compromising, I used Lovable (a no-code/AI app builder) to create my own finance app — a fully personalized money hub I’ve been using and iterating on for the last few months.

🛠️ Tools:

• Lovable as the primary app generator and UI layer,

• Supabase as the backend database and persistence layer, and

• OpenAI API Keys for AI-driven advice, Q&A, and planning.

🗺️ Architecture:

Core features include:

• an AI Financial Advisor embedded in the app;

• a monthly dashboard for income, expenses, net income, month-over-month trends, and spending by category;

• unified net worth tracking across banking and investment accounts; a Year Summary and forecasting view;

• and a Conscious Spending section for fixed costs, savings, investments, and guilt-free spending. We are big fans of Ramit Sethi in our house.

⚡Learnings & Challenges

• Supabase’s free tier pauses projects after 7 days of inactivity;

• Lovable tends to apply changes automatically after prompts unless you intentionally use chat-only mode;

• and there’s no obvious versioning, so it’s easy for AI-driven changes to introduce regressions without an easy rollback.

🧠 Food for Thought:

Vibe coding apps like Lovable empower all of us to create apps that perfectly suit our needs. I wonder how this might impact app stores and companies in the future, when I don’t need to pay for an app/SaaS when I can build my own that 100% meets my needs.

🔗 https://lovable.dev/
🔗 https://supabase.com/

#AI #NoCode #Lovable #Supabase #Budgeting #Finance #RamitSethi